US Dollars
Wheel & Rim Financing — Buy Now, Pay Over Time
Pre-qualify in seconds at checkout. Multiple ways to pay with Affirm, Afterpay, and PayPal Pay Later.
- Fitment Guarantee
- Free Shipping (continental U.S.)
- Same-Day Shipping before 1:00 pm CST
- 30-Day Returns
How Wheel Financing Works
- Add to cart: Choose OEM or replica wheels by fitment.
- Choose a provider at checkout: Affirm, Afterpay (Pay in 4), or PayPal Pay Later (Pay in 4 / Pay Monthly).
- Pay over time: Make easy payments. No surprises.
Exact terms shown by each provider during checkout. Availability may vary by state and order amount.
Affirm vs Afterpay vs PayPal Pay Later
| Feature | Affirm | Afterpay | PayPal Pay in 4 | PayPal Pay Monthly |
|---|---|---|---|---|
| Basic | Monthly installments | 4 payments / ~6 weeks | 4 payments / ~6 weeks | 6–24 monthly payments |
| Typical Amount Range* | Varies by merchant | Varies by shopper | $30–$1,500 (upon approval) | $49–$10,000 (eligibility req.) |
| APR / Interest | 0%–36% APR | 0% (no interest) | 0% (no interest) | Fixed APR (varies by credit) |
| Late Fees | No late fees | Late fees may apply (capped) | No late fees | No late fees |
| Credit Check | Soft check to pre-qualify | Soft checks; limits vary | Approval required | Credit check; approval required |
| Good for | Larger orders, flexible terms | Smaller orders, simple pay-in-4 | Smaller orders, simple pay-in-4 | Mid-to-large orders, longer terms |
*Availability, amounts, terms, and eligibility vary by provider, your credit, purchase amount, and state. Actual offers appear during checkout.
As-Low-As Payment Estimator
Illustrative only. Actual terms are shown by each provider at checkout.
Affirm (sample 12 mo @ 15% APR)
$—/mo
Afterpay — Pay in 4
4 × $—
PayPal Pay in 4
4 × $—
PayPal Pay Monthly (24 mo @ sample APR 24%)
$—/mo
Why Finance with OEM Wheels for Sale
- Fitment Guarantee: We guarantee correct fitment for the vehicle’s Year, Make & Model.
- Free Shipping: Lower 48 states. Tracking via email/SMS.
- Same-Day Shipping: Orders received on weekdays by 1:00 pm CST ship the same day (most items).
- OEM & Replica Expertise: Factory-look replacements and premium replicas, verified by fitment.
Popular Categories You Can Finance
Wheel Financing FAQs
Does pre-qualification affect my credit score?
Pre-qualification for financing typically uses a soft credit check to show options; the final loan/plan is evaluated during checkout by the provider.
Are there late fees?
Affirm does not charge late fees. PayPal Pay in 4/Pay Monthly do not charge late fees. Afterpay may charge late fees (capped) if a payment is overdue. Always review the provider’s terms at checkout.
Can I get 0% APR?
0% offers may be available for eligible purchases/terms (e.g., promotional plans). Exact offers appear during checkout and depend on your eligibility and order amount.
Do you ship right away if I use financing?
Yes—most in-stock orders received by 1:00 pm CST ship the same business day. You’ll receive tracking by email/SMS.
What if I need to return?
Unused, undamaged wheels may be returned within 30 days. Mounted/used wheels aren’t returnable. Obtain an RMA before shipping a return.
Important Information & Disclosures
- Payment options through each provider are subject to eligibility and may not be available in all states. Down payment may be required.
- Affirm APR ranges 0%–36% based on credit; no late fees. Afterpay is interest-free but may assess capped late fees. PayPal Pay in 4 is interest-free with no late fees; Pay Monthly uses fixed APR with no late fees.
- Amounts/limits vary: PayPal Pay in 4 is typically available for $30–$1,500 purchases (upon approval). PayPal Pay Monthly is generally available for $49–$10,000 to eligible customers; some state restrictions apply.
- Shipping: Free within the contiguous U.S.; same-day shipping cutoff is 1:00 pm CST (weekdays). See our Shipping/Terms pages for details.