US Dollars
FINANCE YOUR RIMS PURCHASE
Online Rim financing is the solution to the question on where to buy wheels online on credit. At WheelSmart Rims, we have associated with the best financiers to provide you with powerful financing choices.
BUY NOW, DRIVE NOW, PAY LATER
FAST AND EASY FLEXIBLE PAYMENTS
The smart way to buy a set of wheels is through 0% financing on installments up to 6 months. In fact, you can finance your rims up to 12 months. Even easier, just choose to pay in 4 interest-free installments over 6 weeks. Of course, options depend on your purchase amount, and any down payment that may be required.
To keep you saving, our WheelSmart Rims team and partners will run 0% APR promotions often, so stay tuned and keep in touch. Right now, you can count with the following plans:
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Pay it in 4.
CONTACT US
Customer Service
Monday - Friday 9:00 am - 6:00 pm CST
Phone: 832 415-3010
Email: info@wheelsmartrims.com
Web: www.wheelsmartrims.com
Wheel & Rim Financing — Buy Now, Pay Over Time
Pre-qualify in seconds at checkout. Multiple ways to pay with Affirm, Afterpay, and PayPal Pay Later.
- Fitment Guarantee
- Free Shipping (contiguous U.S.)
- Same-Day Shipping before 1:00 pm CST
- 30-Day Returns
How Wheel Financing Works
- Add to cart: Choose OEM or replica wheels by fitment.
- Choose a provider at checkout: Affirm, Afterpay (Pay in 4), or PayPal Pay Later (Pay in 4 / Pay Monthly).
- Pay over time: Make easy payments. No surprises.
Exact terms shown by each provider during checkout. Availability may vary by state and order amount.
Affirm vs Afterpay vs PayPal Pay Later
| Feature | Affirm | Afterpay | PayPal Pay in 4 | PayPal Pay Monthly |
|---|---|---|---|---|
| Basic | Monthly installments | 4 payments / ~6 weeks | 4 payments / ~6 weeks | 6–24 monthly payments |
| Typical Amount Range* | Varies by merchant | Varies by shopper | $30–$1,500 (upon approval) | $49–$10,000 (eligibility req.) |
| APR / Interest | 0%–36% APR | 0% (no interest) | 0% (no interest) | Fixed APR (varies by credit) |
| Late Fees | No late fees | Late fees may apply (capped) | No late fees | No late fees |
| Credit Check | Soft check to pre-qualify | Soft checks; limits vary | Approval required | Credit check; approval required |
| Good for | Larger orders, flexible terms | Smaller orders, simple pay-in-4 | Smaller orders, simple pay-in-4 | Mid-to-large orders, longer terms |
*Availability, amounts, terms, and eligibility vary by provider, your credit, purchase amount, and state. Actual offers appear during checkout.
As-Low-As Payment Estimator
Illustrative only. Actual terms are shown by each provider at checkout.
Affirm (sample 12 mo @ 15% APR)
$—/mo
Afterpay — Pay in 4
4 × $—
PayPal Pay in 4
4 × $—
PayPal Pay Monthly (24 mo @ sample APR 24%)
$—/mo
Why Finance with OEM Wheels for Sale
- Fitment Guarantee: We guarantee correct fitment for the vehicle’s Year, Make & Model.
- Free Shipping: Lower 48 states. Tracking via email/SMS.
- Same-Day Shipping: Orders received on weekdays by 1:00 pm CST ship the same day (most items).
- OEM & Replica Expertise: Factory-look replacements and premium replicas, verified by fitment.
Popular Categories You Can Finance
Wheel Financing FAQs
Does pre-qualification affect my credit score?
Are there late fees?
Can I get 0% APR?
Do you ship right away if I use financing?
What if I need to return?
Important Information & Disclosures
- Payment options through each provider are subject to eligibility and may not be available in all states. Down payment may be required.
- Affirm APR ranges 0%–36% based on credit; no late fees. Afterpay is interest-free but may assess capped late fees. PayPal Pay in 4 is interest-free with no late fees; Pay Monthly uses fixed APR with no late fees.
- Amounts/limits vary: PayPal Pay in 4 is typically available for $30–$1,500 purchases (upon approval). PayPal Pay Monthly is generally available for $49–$10,000 to eligible customers; some state restrictions apply.
- Shipping: Free within the contiguous U.S.; same-day shipping cutoff is 1:00 pm CST (weekdays). See our Shipping/Terms pages for details.