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Wheel Financing | OEM & Replica Rims | Buy Now & Pay Later
Posted by Hermes Golf on Sep 17th 2025
Finance wheels and rims with flexible payment options through Affirm, Afterpay, and PayPal Pay Later. Get 0-36% APR wheel financing with soft credit checks, no late fees options, and instant pre-qualification. Buy now pay later wheels with same-day shipping, fitment guarantee, and certified OEM or replica options. Rim financing made simple.
Pre-qualify in seconds. No hidden fees. Multiple ways to pay.
Getting new wheels shouldn't break the bank. Whether you need OEM replacements or premium replica rims, we make it easy to finance wheels and spread payments over time. Our financing partners offer flexible options that fit your budget.
You can finance rims through three trusted providers: Affirm, Afterpay, and PayPal Pay Later. Each offers different terms, so you can pick what works best for your situation.
How Wheel Financing Works
Step 1: Add wheels to your cart and proceed to checkout.
Step 2: Choose Affirm, Afterpay, or PayPal Pay Later at checkout.
Step 3: Complete a quick application and start enjoying your new wheels.
The process takes minutes, not hours. Most approvals happen instantly, and you can drive away with confidence knowing your wheel finance plan fits your monthly budget.
Compare Your Financing Options
Affirm offers 0–36% APR with no late fees. You'll get a soft credit check for pre-qualification that won't hurt your score. Payment terms range from 3 to 48 months depending on your purchase amount.
Afterpay lets you pay in 4 installments over 6 weeks. There may be late fees if you miss payments, but they're capped according to state regulations. Perfect for smaller purchases under $1,500.
PayPal Pay Later gives you two choices: Pay in 4 (for purchases $30–$1,500) or PayPal Credit with promotional financing. Some merchants offer "no interest if paid in full within 6 months' deals.
As-Low-As Monthly Payment Calculator
A $900 wheel set could cost as little as:
- $75/month over 12 months
- $50/month over 18 months
- $38/month over 24 months
Actual terms shown at checkout. APR and eligibility vary by provider.
Want to see your exact payment? Add wheels to your cart and check financing options at checkout. The rim financing calculator shows real numbers based on your approval.
- Verified customer reviews with real fitment stories.
- Specialists in OEM and certified replica wheels with clear specs and accurate photos.
- Replicas that meet TÜV, JWL, VIA, SAE, or DOT standards and include warranties.
- Fast shipping and guaranteed fit — or we make it right.
- Talk to a wheel expert: (832) 415-3010
Why Finance with Wheelsmart Rims
Fitment Guarantee Plus Expert Knowledge
Every wheel comes with our fitment guarantee. We've been matching wheels to vehicles for years, so you won't get stuck with parts that don't fit. Our team knows bolt patterns, offsets, and center bores like the back of their hand.
Whether you choose genuine OEM wheels or certified replica alternatives, you're getting quality. Our replicas meet strict TÜV, JWL, VIA, SAE, or DOT standards and include structural warranties.
Same-Day Shipping on Financed Orders
Finance wheels today and we'll ship them today (orders placed before 1 PM CST). Your financing approval doesn't slow down our fulfillment process. We keep popular sizes in stock and ready to roll.
Free shipping covers the entire continental United States. No surprise fees at checkout, whether you pay upfront or use wheel financing.
Popular Financing Categories
Black Truck Rims (18-26 inch)
Matte black and gloss black truck wheels are hot sellers. Popular sizes include 18x8.5, 18x9, 20x9, 20x10, 22x9, and 24x10. Finance rims for Ford F-150, Chevy Silverado, GMC Sierra 1500, and RAM 1500 models.
OEM Replacement Wheels
Lost a wheel to a pothole? OEM replacements ensure perfect factory fitment and finish. We stock OEM wheels for Honda, Toyota, BMW, Mercedes, Audi, and dozens of other brands.
Certified Replica Wheels
Premium replica wheels give you the OEM look at a better price. These aren't cheap knockoffs – they're engineered alternatives that meet safety standards and include warranties.
Financing for Bad Credit
Don't let credit concerns stop you. Afterpay doesn't check credit for Pay in 4 plans. PayPal Pay Later has different approval criteria than traditional credit cards. Affirm considers more than just your FICO score. Shop Wheels with Financing Now